Bobi Hernandez

Bobi Hernandez

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$474,900

($354,566 down)
FHA

1109 E SAN PEDRO Avenue, Gilbert, AZ 85234

4
2
1,954 sqft
PITI Monthly
$1,504.53 /mo

Listing courtesy of: Michael E Rojales, Equity Arizona Real Estate

Assumed Rate

5.88%
7.15%

Principal & Interest

$1,011 /mo
$1,154 /mo

What's Special

DINING
SPACIOUS
RENOVATED
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
SAFE
COZY

Do not miss this exceptional opportunity! Your next home is situated in a picturesque community with no homeowners association fees, on an expansive corner lot with a swimming pool. Home will be sold in AS-IS Condition. This home boasts four bedrooms, two bathrooms, and impressive vaulted ceilings throughout. Natural stone travertine flooring complements Pergo wood laminate flooring. The warm living room and dining room seamlessly flow into the cozy kitchen, which features a nook that extends into the spacious living room with a built-in fireplace. The master bedroom boasts French doors and a separate patio door for convenient access to the pool. The master bathroom includes a large walk-in closet, double sinks, and a sunken bathtub/shower with a large window that floods the space with natural light! All three bedrooms feel open and airy, with vaulted ceilings and share the recently renovated second bathroom. The second bathroom features a clean and inviting color palette, updated with white subway tile and warm glass tile decorative inlay. A new oversized vanity sink with ample storage is also included. The bathroom provides ample space for additional storage if required. The oversized lot features a large gated swimming pool for safety and an updated variable speed pump. The rear of the lot is filled with an expansive open grass area, providing ample space for recreational activities. Notably, the west side yard offers ample space for a gazebo or pergola to be constructed, creating a relaxing retreat near the pool. The east side yard features a concrete walkway leading to the two-car garage and a 10' RV gate.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.88
Remaining Loan Term
15 years, 0 months
Monthly PITI
$1,504.53/mo
Estimated Loan Balance
$142,720
Cash to close
$354,566
Interest Paid
$131,917

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Gas
  • Flooring: Laminate, Stone

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Rolled/Hot Mop
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Variable Speed Pump, Fenced, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Spanish
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile, Rolled/Hot Mop
Condition
  • Year Built: 1986
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: VAL VISTA PARK
  • Features: Playground
HOA
  • Has HOA: No
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $243.04
  • Tax Annual Amount: $2468
  • On Market Date: 2025-04-30T03:20:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $354,566 (75%)
You can enter any amount below - secondary financing will cover the difference if needed.
75%
$

You cover the entire equity of $354,566!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.88% Sellers Rate
$120,334
Your Cash:$354,566
Total Purchase Price:$474,900

Assumed vs Traditional Mortgage

Assumed @ 5.88%
$1,011/mo
Traditional @ 7.15%
$1,197/mo
You save $186/month ($2,229/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6858918

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-30T15:50:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.88%
7.15%

Principal & Interest

$1,011 /mo
$1,154 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $354,566 (75%)
You can enter any amount below - secondary financing will cover the difference if needed.
75%
$

You cover the entire equity of $354,566!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.88% Sellers Rate
$120,334
Your Cash:$354,566
Total Purchase Price:$474,900

Assumed vs Traditional Mortgage

Assumed @ 5.88%
$1,011/mo
Traditional @ 7.15%
$1,197/mo
You save $186/month ($2,229/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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