Bobi Hernandez

Bobi Hernandez

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$629,900

($346,380 down)
FHA

11785 N 143RD Drive, Surprise, AZ 85379

4
4
4,242 sqft
PITI Monthly
$2,118.62 /mo

Listing courtesy of: Katie Hobgood, eXp Realty

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,493 /mo
$2,164 /mo

What's Special

GATED COMMUNITY
LARGE CENTER ISLAND
SERENE
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
LUXURY
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
WET BAR
PATIO
PRIVATE BACKYARD
SOLAR PANELS

Step into luxury with this stunning 4,500 sq.ft. two-story, thoughtfully designed for comfort and entertainment. Boasting spacious living areas and soaring ceilings, this home offers the perfect balance of style and functionality. Mountain Gate is an exclusive gated community located minutes from prime shopping & dining. The heart of the home is a gourmet kitchen featuring stainless steel appliances, a gas stove, and a large center island — ideal for everyday living and hosting unforgettable gatherings. With 2 flex rooms downstairs and a loft upstairs, there are plenty of rooms to spread out and live comfortably. The downstairs flex room opens up through French doors, has a wet bar area, and is has easy access to the powder room. This room would make a great office, man cave, hobby room, or at home salon to offer a few ideas! Upstairs you'll find 4 bedrooms, including a primary suite complete with a soaking tub, walk-in shower, and large walk-in closet. The primary bedroom even has a fireplace! Step outside to your private backyard oasis, where a sparkling pool awaits - perfect for summer days, weekend parties, or simply relaxing in your own serene retreat. The patio area is a great space for outdoor dining & living where you can enjoy the outdoor fireplace and bbq on the built-in grill! Over the years enjoy savings on your electric cost with solar panels! 2024 - New downstairs HVAC system! Minutes from The Village at Prasada. Over 1 million sqft of shopping, dining, and entertainment. Stores include Costco, Target, Sprouts, Hobby Lobby, Home Depot, and more!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.8
Remaining Loan Term
24 years, 4 months
Monthly PITI
$2,118.62/mo
Estimated Loan Balance
$329,776
Cash to close
$346,380
Interest Paid
$65,276

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 3+ Fireplace, Exterior Fireplace, Family Room, Master Bedroom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: William Lyon Homes

Community & HOA

Community
  • Subdivision: MOUNTAIN GATE PHASE 3 & 4
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Mountain Gate
  • HOA Amenities: Unknown
  • HOA Fee: $110
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $148.49
  • Tax Annual Amount: $2789
  • On Market Date: 2025-04-30T00:20:08.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $346,380 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $346,380!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$283,520
Your Cash:$346,380
Total Purchase Price:$629,900

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,493/mo
Traditional @ 7.15%
$2,244/mo
You save $752/month ($9,019/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6858853

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-30T02:30:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,493 /mo
$2,164 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $346,380 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $346,380!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$283,520
Your Cash:$346,380
Total Purchase Price:$629,900

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,493/mo
Traditional @ 7.15%
$2,244/mo
You save $752/month ($9,019/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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