Bobi Hernandez

Bobi Hernandez

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$1,279,000

($575,385 down)
VA

1332 Santa Olivia Road, Chula Vista, CA 91913

5
3
2,736 sqft
PITI Monthly
$4,882.82 /mo

Listing courtesy of: Matt Gover, Coldwell Banker West

Assumed Rate

3%
7.15%

Principal & Interest

$3,251 /mo
$5,207 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
PATIO
COMMUNITY POOL

Incredible opportunity to purchase a 5BR house with an oversized 1/2 acre plus lot, with an assumable VA loan at 2.25%- Full bedroom and bath in addition to an office on first floor- Formal dining room accompanied by a wine bar and soaring cathedral ceilings with ample natural light- Updated flooring throughout- Central A/C- Elegant yet functional kitchen with updated stainless steel appliances, counters with breakfast bar, offering abundant storage with newer cabinets and walk-in pantry- Kitchen opens up into the spacious great room with a dinette table area and family room with a gas fireplace- Great room flows outside via dual sliding glass doors- Back patio has stamped concrete and a lattice cover, built in Barbecue and a lava rock fire pit- Take advantage of one of Otay Ranch's largest backyards, Great potential for a pool or ADU, of course with approval from City of Chula Vista. Second floor boasts floor to ceiling library shelving, large laundry room and 4 bedrooms- Spacious Primary bedroom includes a huge walk-in closet, bathroom with large soaking tub, and separate shower with dual vanities- Oversized 2 car garage includes an air conditioned room perfect for a workshop, gym or office- Prime location, close to grocery store and community pool, schools, shopping and restaurants. Beaches and all of the amenities of downtown San Diego a 20-30 min drive away. OPEN HOUSES 5/3 & 5/4, 1:00 - 4:00 PM.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3
Remaining Loan Term
26 years, 1 months
Monthly PITI
$4,882.82/mo
Estimated Loan Balance
$805,102
Cash to close
$575,385
Interest Paid
$86,879

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Heated, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Park, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Otay Ranch III
  • HOA Amenities: Unknown
  • HOA Fee: $137
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $467.47
  • Tax Annual Amount: $15987.5
  • On Market Date: 2025-04-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $575,385 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $575,385!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3% Sellers Rate
$703,615
Your Cash$575,385
Total Purchase Price:$1,279,000

Assumed vs Traditional Mortgage

Assumed @ 3%
$3,251/mo
Traditional @ 7.15%
$5,402/mo
You save $2,151/month ($25,811/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2503052

Listing From:

Last updated: 2025-04-30T20:05:15.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3%
7.15%

Principal & Interest

$3,251 /mo
$5,207 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $575,385 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $575,385!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3% Sellers Rate
$703,615
Your Cash$575,385
Total Purchase Price:$1,279,000

Assumed vs Traditional Mortgage

Assumed @ 3%
$3,251/mo
Traditional @ 7.15%
$5,402/mo
You save $2,151/month ($25,811/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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