Bobi Hernandez

Bobi Hernandez

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$495,000

($259,223 down)
FHA

1605 W 23rd Street, San Bernardino, CA 92411

3
1
1,115 sqft
PITI Monthly
$2,076.84 /mo

Listing courtesy of: German Ghibaudo, Century 21 Ludecke Inc.

Assumed Rate

3.61%
7.15%

Principal & Interest

$1,207 /mo
$1,791 /mo

What's Special

REMODELED
SHOPPING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
HOME OFFICE
CHARMING

Welcome to your beautifully remodeled home in the heart of San Bernardino! This charming 3-bedroom, 1-bath home offers fresh, modern upgrades throughout, including a bonus room perfect for an office, playroom, or guest space, located in a quiet and convenient part of San Bernardino. This home features a stunning brand-new kitchen with crisp white cabinetry, elegant quartz countertops, stainless steel appliances, a modern double-basin sink, and stylish tile flooring. The open, light-filled living spaces are enhanced by fresh interior paint, new laminate wood flooring, and upgraded finishes throughout. The bathroom has been fully updated with a stylish vanity, contemporary fixtures, and a beautifully tiled shower area. Each bedroom offers plenty of natural light and comfortable space, while the bonus room provides extra flexibility — perfect for a home office, guest room, or playroom. The entire home has been elegantly touched with new double pane windows, roof, and entire HVAC system, all of which have been installed less than 5 years ago. Located close to schools, parks, shopping, and major freeways, this home is ideal for anyone looking for a beautiful home, including commuters and families alike. The spacious lot offers a blank canvas for a dream backyard, ideal for entertaining or relaxing. Plenty of room for an ADU or garage. Conveniently located near schools, parks, shopping, and freeways, this home offers both comfort and convenience. Don't miss out — schedule your showing today and fall in love with this move-in-ready gem!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.61
Remaining Loan Term
24 years, 8 months
Monthly PITI
$2,076.84/mo
Estimated Loan Balance
$256,527
Cash to close
$259,223
Interest Paid
$48,399

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco, CopperPlumbing
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: ChainLink, Wood
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco, CopperPlumbing
  • Roof: Composition, Shingle
Condition
  • Year Built: 1954
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Foothills
HOA
  • Has HOA: No
Location
  • Region: San Bernardino

Financial Details

  • Price per Sqft: $443.95
  • Tax Annual Amount: $6187.5
  • On Market Date: 2025-04-28T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $259,223 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $259,223!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$235,777
Your Cash:$259,223
Total Purchase Price:$495,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$1,207/mo
Traditional @ 7.15%
$1,857/mo
You save $651/month ($7,806/year)

*Secondary financing rates are an estimated value based on input

MLS ID: AR25092182

Listing From:

Last updated: 2025-04-29T13:53:20.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.61%
7.15%

Principal & Interest

$1,207 /mo
$1,791 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $259,223 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $259,223!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$235,777
Your Cash:$259,223
Total Purchase Price:$495,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$1,207/mo
Traditional @ 7.15%
$1,857/mo
You save $651/month ($7,806/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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