Bobi Hernandez

Bobi Hernandez

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$529,000

($133,306 down)
VA

17716 W VILLA HERMOSA Lane, Surprise, AZ 85387

3
2
2,051 sqft
PITI Monthly
$2,338.07 /mo

Listing courtesy of: Jacob T Sanda, HomeSmart

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,037 /mo
$2,824 /mo

What's Special

MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
PATIO
COMMUNITY POOL

RV GARAGE! One of the few homes equipped with an attached RV Garage + an EV Charger. Situated on a desirable corner lot, this home is nestled along a picturesque tree-lined street. Beautifully crafted blending southwest-inspired charm with contemporary comfort. The open-concept layout is anchored by striking espresso 42-inch upper kitchen cabinets with stylish hardware complimented by creamy granite countertops with speckled black accents and a sleek white oversized subway tile backsplash that adds a bright, modern finish. Stainless Steel appliances + a generously sized center island/breakfast bar that features finished cabinetry & added storage on the seating side combining style & functionality for everyday living or entertaining. Warm wood-like plank tile flooring runs throughout the.. main living areas, adding texture and tone that echo the home's desert modern style, while carpeting offers comfort in all three bedrooms. Notable upgrades include a super shower in the owner suite. The backyard features a covered patio, providing the perfect space for relaxing or entertaining, while the low maintenance artificial turf wraps around the yard, creating a lush, green backdrop year round. A paver walkway on the opposite side adds ease and appeal to the outdoor space. Located in the master-planned North Copper Canyon offering a community pool, ball fields, basketball court, pickle ball and nature trails in and around Copper Park - adjacent to the neighborhood that includes a dog park! Bring the RV, bring the toys - this one's ready to roll and won't last long.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$2,338.07/mo
Estimated Loan Balance
$398,970
Cash to close
$133,306
Interest Paid
$49,591

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2022
Details
  • Builder: Century Communities

Community & HOA

Community
  • Subdivision: AUSTIN RANCH EAST PHASE 2 PARCELS 9 10 AND 11
  • Features: Pickleball, Community Pool, Tennis Court(s), Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: North Copper Canyon
  • HOA Amenities: Unknown
  • HOA Fee: $62
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $257.92
  • Tax Annual Amount: $1612
  • On Market Date: 2025-04-30T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $133,306 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $133,306!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$395,694
Your Cash$133,306
Total Purchase Price:$529,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,037/mo
Traditional @ 7.15%
$2,929/mo
You save $892/month ($10,701/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6858885

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-30T07:20:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,037 /mo
$2,824 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $133,306 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $133,306!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$395,694
Your Cash$133,306
Total Purchase Price:$529,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,037/mo
Traditional @ 7.15%
$2,929/mo
You save $892/month ($10,701/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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