Bobi Hernandez

Bobi Hernandez

Property SearchContact
primary-1
primary-2primary-3
Active

$459,900

($123,030 down)
FHA

20298 N 108TH Lane, Sun City, AZ 85373

2
2
1,776 sqft
PITI Monthly
$2,109.07 /mo

Listing courtesy of: Terri H Hoffman, Prime House LLC

Assumed Rate

3.11%
7.15%

Principal & Interest

$1,553 /mo
$2,454 /mo

What's Special

DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
SEPARATE SHOWER
PATIO

Beautifully updated home on large corner lot with views of one of the 9 lakes just steps away. Home features a spacious open floor plan with vaulted ceilings. Kitchen has newer quartz counters with upgraded tile backsplash and Newer Stainless Steel appliances. This open floor plan has a separate living room/dining area. Two large bedrooms with a den/office that has a barn door for privacy .Owners Suite has French doors as you enter, and large walk in closet, Newer Quartz counter tops, garden tub and separate shower. 2nd bathroom also has a Newer Quartz sink. Laminate flooring with newer baseboards through out, except carpet in the bedrooms. New Plantation shutters and cellular shades, Ceiling Fans in most rooms. Stunning backyard with covered patio, new plants, trees and a garden.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.11
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,109.07/mo
Estimated Loan Balance
$348,971
Cash to close
$123,030
Interest Paid
$36,384

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 1995
Details
  • Builder: Lennar Homes

Community & HOA

Community
  • Subdivision: VENTANA LAKES AT LAKESIDE UNIT 2
  • Features: Pickleball, Community Spa, Community Spa Htd, Community Pool Htd, Community Pool, Tennis Court(s), Racquetball, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Ventana Lakes
  • HOA Amenities: Unknown
  • HOA Fee: $346.5
  • HOA Frequency: $Quarterly
Location
  • Region: Sun City

Financial Details

  • Price per Sqft: $258.95
  • Tax Annual Amount: $1581
  • On Market Date: 2025-04-24T13:20:05.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $123,030 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $123,030!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.11% Sellers Rate
$336,870
Your Cash$123,030
Total Purchase Price:$459,900

Assumed vs Traditional Mortgage

Assumed @ 3.11%
$1,553/mo
Traditional @ 7.15%
$2,545/mo
You save $992/month ($11,903/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6856200

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-24T15:22:18.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.11%
7.15%

Principal & Interest

$1,553 /mo
$2,454 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $123,030 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $123,030!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.11% Sellers Rate
$336,870
Your Cash$123,030
Total Purchase Price:$459,900

Assumed vs Traditional Mortgage

Assumed @ 3.11%
$1,553/mo
Traditional @ 7.15%
$2,545/mo
You save $992/month ($11,903/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.