Bobi Hernandez

Bobi Hernandez

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$519,000

($340,658 down)
FHA

2372 Tocayo Ave UNIT 100, San Diego, CA 92154

3
2
1,220 sqft
PITI Monthly
$1,921.26 /mo

Listing courtesy of: Alberto Ballesteros, Coldwell Banker West

Assumed Rate

6.27%
7.15%

Principal & Interest

$1,130 /mo
$1,237 /mo

What's Special

SHOPPING
DINING
SPACIOUS
PRIVATE BACKYARD
CHARMING
SOLAR PANELS

Welcome to 2372 Tocayo Ave #100– in South San Diego! Discover comfort and convenience in this beautifully maintained 3-bedroom, 2-bathroom home offering 1,222 square feet of bright and functional living space. Nestled in the heart of the desirable Otay Mesa West neighborhood, this property is just minutes from schools, shopping, parks, and major freeways—providing the perfect blend of accessibility and tranquility. Step inside to find an open floor plan with upgraded flooring and large dual-pane windows that fill the home with natural light. The spacious living room flows seamlessly into the dining area and kitchen—ideal for gatherings and everyday living. Enjoy seamless indoor-outdoor living with a private backyard—perfect for weekend BBQs, gardening, or relaxing in the sun. Additional highlights include a washer and dryer in unit, solar panels for energy efficiency, and two assigned parking spaces. Whether you're a first-time homebuyer or looking to downsize, this move-in-ready home checks all the boxes. Don’t miss your chance to own this charming South Bay home—schedule your private tour today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.27
Remaining Loan Term
27 years, 11 months
Monthly PITI
$1,921.26/mo
Estimated Loan Balance
$178,736
Cash to close
$340,658
Interest Paid
$23,641

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Brickrow Property Management
  • HOA Amenities: Unknown
  • HOA Fee: $360
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $425.41
  • Tax Annual Amount: $6487.5
  • On Market Date: 2025-05-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $340,658 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $340,658!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$178,342
Your Cash:$340,658
Total Purchase Price:$519,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$1,130/mo
Traditional @ 7.15%
$1,283/mo
You save $153/month ($1,837/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2503439

Listing From:

Last updated: 2025-05-15T22:13:04.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.27%
7.15%

Principal & Interest

$1,130 /mo
$1,237 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $340,658 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $340,658!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$178,342
Your Cash:$340,658
Total Purchase Price:$519,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$1,130/mo
Traditional @ 7.15%
$1,283/mo
You save $153/month ($1,837/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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