Bobi Hernandez

Bobi Hernandez

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$407,000

($172,379 down)
VA

284 W SETTLERS Trail, Casa Grande, AZ 85122

4
3
2,258 sqft
PITI Monthly
$1,348.73 /mo

Listing courtesy of: Karen K Abinet, Karen Abinet Home In Motion Realty

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,072 /mo
$1,756 /mo

What's Special

SPACIOUS
PATIO
PLAYGROUND

This home with a beautiful pool and great backyard is ready for the new couple of family.This home has been refreshed with new interior paint and new carpet. A den off the foyer and a spacious living room at the back of the home. The kitchen features ample cabinet and counter space . All bedrooms, full bathrooms, the laundry room, and a loft all located on the second floor. The primary bedroom has a full ensuite bathroom and a large walk in closet. Ceiling fans in all the bedrooms. The backyard boasts a covered patio, grass area, and fenced pool. No neighbors behind for added privacy. Located across the street from the community park and playground. Vacant and ready for viewing,

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 8 months
Monthly PITI
$1,348.73/mo
Estimated Loan Balance
$236,172
Cash to close
$172,379
Interest Paid
$30,390

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Programmable Thmstat
  • Heating: Ceiling
Features
  • Materials: Cement Siding, Wood Frame
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Other
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Concrete Panel
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Other
Materials
  • Cement Siding, Wood Frame
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: GHOST RANCH
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: SPECTRUM ASSOC. MGT
  • HOA Amenities: Unknown
  • HOA Fee: $54
  • HOA Frequency: $Annually
Location
  • Region: Casa Grande

Financial Details

  • Price per Sqft: $180.25
  • Tax Annual Amount: $1515
  • On Market Date: 2025-04-30T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $172,379 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $172,379!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$234,621
Your Cash$172,379
Total Purchase Price:$407,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,072/mo
Traditional @ 7.15%
$1,822/mo
You save $749/month ($8,988/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6858402

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-30T07:20:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,072 /mo
$1,756 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $172,379 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $172,379!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$234,621
Your Cash$172,379
Total Purchase Price:$407,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,072/mo
Traditional @ 7.15%
$1,822/mo
You save $749/month ($8,988/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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