Bobi Hernandez

Bobi Hernandez

Property SearchContact
primary-1
primary-2primary-3
Active

$1,895,000

($891,120 down)
VA

3401 Sierra Oaks Drive, Sacramento, CA 95864

4
3
3,981 sqft
PITI Monthly
$5,213.96 /mo

Listing courtesy of: Angela Heinzer, House Real Estate

Assumed Rate

3.35%
7.15%

Principal & Interest

$4,914 /mo
$7,531 /mo

What's Special

REMODELED
LOCATION
DINING
HARDWOOD FLOORS
FIREPLACE

Welcome to this stunning contemporary home in the sought-after Sierra Oaks neighborhood! This thoughtfully remodeled home boasts breathtaking floor-to-ceiling windows that perfectly capture the exceptional views and create a seamless flow between the indoor and outdoor spaces. Inside, you'll find soaring ceilings and expansive living and dining rooms featuring beautiful hardwood floors, 2 fireplaces, and plenty of wall and window space ideal for showcasing artwork. The timeless kitchen serves as the heart of the home, complete with elegant leathered slab countertops, high-end appliances, and a convenient central island. This open layout effortlessly connects to the family room and backyard, making it perfect for both relaxed family moments and entertaining guests. The primary suite provides a tranquil retreat with lovely backyard views, while the three additional bedrooms and two bathrooms offer privacy and a separate living area. This home truly embodies the California lifestyle with its generously sized backyard, which includes a large pool and ample space for hosting gatherings. The property exudes sophistication, style, and warmth. Its prime location offers close proximity to the American River Parkway, excellent schools.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.35
Remaining Loan Term
25 years, 3 months
Monthly PITI
$5,213.96/mo
Estimated Loan Balance
$1,105,180
Cash to close
$891,120
Interest Paid
$168,972

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central
  • Heating: Central, MultiUnits, Natural Gas
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Family Room, Gas Log, Gas Piped, Gas Starter
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Back Yard
Roof
  • Roof: Flat, Foam, See Remarks
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Sewer Connected
  • Water Source: Meter on Site, Public
Pool
  • Has Pool: Yes
  • Pool Features: Built-In, On Lot, Other

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Mid-Century, Contemporary
Materials
  • Frame
  • Roof: Flat, Foam, See Remarks
Condition
  • Year Built: 1960
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sierra Oaks
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $476.01
  • Tax Annual Amount: $
  • On Market Date: 2025-04-28T07:20:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $891,120 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $891,120!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$1,003,880
Your Cash$891,120
Total Purchase Price:$1,895,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$4,914/mo
Traditional @ 7.15%
$7,812/mo
You save $2,898/month ($34,771/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225053433

Listing From: MLS Metrolist

Last updated: 2025-04-29T01:10:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.35%
7.15%

Principal & Interest

$4,914 /mo
$7,531 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $891,120 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $891,120!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$1,003,880
Your Cash$891,120
Total Purchase Price:$1,895,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$4,914/mo
Traditional @ 7.15%
$7,812/mo
You save $2,898/month ($34,771/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.