Bobi Hernandez

Bobi Hernandez

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Active

$579,000

($235,928 down)
VA

4233 Enchanted Circle, Roseville, CA 95747

2
2
1,618 sqft
PITI Monthly
$1,698.07 /mo

Listing courtesy of: Jennifer Hilton, Coldwell Banker Sun Ridge Real Estate

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,531 /mo
$2,557 /mo

What's Special

DINING
STAINLESS STEEL APPLIANCES
PATIO
LANDSCAPED
COZY
ACTIVE ADULT COMMUNITY

It's time to enjoy the Lifestyle of Sun City Roseville 55+ Active Adult Community! This popular Calaveras model features Hardwood and tile floors, Plantation shutters, Stainless steel appliances. Pull out drawers in kitchen cabinets and breakfast bar. Bay window in the master bedroom makes a cozy sitting area as you relax viewing your beautifully landscaped backyard. Double sink in the master bathroom and walk in closet. Functional floor plan with flexible space for living, family and dining room areas. Garage cabinets, workbench and space for your golf cart! Nicely landscaped and well maintained front and backyards, with covered patio. No Mello Roos bonds. Sun City Roseville amenities include Restaurant, Gym, Tennis/Pickle Ball Courts, pool, Clubs, Activities, and more...

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.68
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,698.07/mo
Estimated Loan Balance
$346,116
Cash to close
$235,928
Interest Paid
$39,560

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Stucco, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Back Yard, Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Meter on Site, Public
Pool
  • Has Pool: Yes
  • Pool Features: Common Facility, Gas Heat, Gunite Construction, Indoors

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Frame
  • Roof: Tile
Condition
  • Year Built: 1997
Details
  • Builder: Del Webb

Community & HOA

Community
  • Subdivision: Sun City Roseville
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $639
  • HOA Frequency: $Quarterly
Location
  • Region: Roseville

Financial Details

  • Price per Sqft: $357.85
  • Tax Annual Amount: $
  • On Market Date: 2025-04-28T02:41:32.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $235,928 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $235,928!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$343,072
Your Cash$235,928
Total Purchase Price:$579,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,531/mo
Traditional @ 7.15%
$2,652/mo
You save $1,121/month ($13,448/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225038820

Listing From: MLS Metrolist

Last updated: 2025-04-28T02:50:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,531 /mo
$2,557 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $235,928 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $235,928!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$343,072
Your Cash$235,928
Total Purchase Price:$579,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,531/mo
Traditional @ 7.15%
$2,652/mo
You save $1,121/month ($13,448/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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