Bobi Hernandez

Bobi Hernandez

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$1,000,000

($344,141 down)
FHA

434 Del Mar Ct, Chula Vista, CA 91910

5
4
2,022 sqft
PITI Monthly
$5,725.06 /mo

Listing courtesy of: Karla Mexia, Premier Agency Real Estate Inc.

Assumed Rate

5.84%
7.15%

Principal & Interest

$3,987 /mo
$4,570 /mo

What's Special

REMODELED
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MODERN
RENOVATED
WALK-IN CLOSET
MASTER SUITE
CUL-DE-SAC
NO HOA
INVESTMENT OPPORTUNITY

Welcome to 434 Del Mar Ct, a captivating single-family detached home nestled in the heart of West Chula Vista. This beautifully remodeled residence offers an array of modern updates, making it a perfect choice for those seeking comfort and convenience. The property is an active income-producing short-term rental, adding an attractive investment opportunity to its appeal with solar paid off at closing. Inside discover a spacious living area that seamlessly flows into a large, vibrant kitchen. The open layout creates a perfect environment for hosting guests or enjoying family gatherings. The home boasts two master bedrooms, a rare feature that enhances its functionality. The second-level master suite is a true retreat, complete with a substantial walk-in closet. The property sits on a peaceful cul-de-sac with no HOA or Mello Roos fees, providing tranquility and freedom for homeowners. The exterior showcases a private oasis with a pristine gas-heated pool, recently renovated just six months ago, offering a refreshing escape or an ideal spot for poolside entertainment. The backyard is designed for relaxation and leisure, ensuring your outdoor living experience is as enjoyable as the indoor comfort. Situated just minutes from the newly opened $1.3 billion Gaylord Resort, this home places you in proximity to world-class amenities and attractions. West Chula Vista is known for its vibrant community and excellent amenities, including top-rated schools, diverse dining options, and convenient shopping centers. Walking distance to Downtown Chula Vista & entertainment. ADU Potential

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.84
Remaining Loan Term
27 years, 9 months
Monthly PITI
$5,725.06/mo
Estimated Loan Balance
$657,438
Cash to close
$344,141
Interest Paid
$87,674

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: SeeRemarks, WallWindowUnits
  • Heating: Electric, SeeRemarks
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial, Wood
Roof
  • Roof: Flat
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: GasHeat, Heated, InGround, Private

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Flat
Condition
  • Year Built: 1959
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $494.56
  • Tax Annual Amount: $12500
  • On Market Date: 2025-05-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $344,141 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $344,141!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.84% Sellers Rate
$655,859
Your Cash$344,141
Total Purchase Price:$1,000,000

Assumed vs Traditional Mortgage

Assumed @ 5.84%
$3,987/mo
Traditional @ 7.15%
$4,740/mo
You save $753/month ($9,036/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250027714SD

Listing From:

Last updated: 2025-05-17T04:44:52.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.84%
7.15%

Principal & Interest

$3,987 /mo
$4,570 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $344,141 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $344,141!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.84% Sellers Rate
$655,859
Your Cash$344,141
Total Purchase Price:$1,000,000

Assumed vs Traditional Mortgage

Assumed @ 5.84%
$3,987/mo
Traditional @ 7.15%
$4,740/mo
You save $753/month ($9,036/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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