Bobi Hernandez

Bobi Hernandez

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$574,000

($235,907 down)
FHA

5278 N Elliot Avenue, Prescott Valley, AZ 86314

4
2
1,999 sqft
PITI Monthly
$2,192.53 /mo

Listing courtesy of: Brad Bergamini, Keller Williams Arizona Realty

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,542 /mo
$2,449 /mo

What's Special

MOVE-IN READY
LANDSCAPED

Existing FHA loan @ 2.9%* may be assumable for qualified buyers! Live the Granville lifestyle in this like-new, 2021-built home, conveniently located across from the community center. Imagine the ease of walking over to enjoy all the fantastic amenities! This desirable home offers 4 bedrooms, 2 bathrooms, and a fully insulated 3-car tandem garage. Inside, you'll find a beautifully designed split floor plan, ensuring privacy and tranquility, along with stylish quartz countertops in the kitchen. The like-new condition means it's move-in ready, so you can enjoy it right away. The fully landscaped backyard provides a perfect outdoor retreat, and for a touch of serenity, enjoy the lovely views from the front bedrooms and garage (when you are hanging out). *Through Freedom Mortgage.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,192.53/mo
Estimated Loan Balance
$339,443
Cash to close
$235,907
Interest Paid
$35,838

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced - Gas
Features
  • Materials: Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Back Yard
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Fenced

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: A-Frame
Materials
  • Frame, Stucco
  • Roof: Composition
Condition
  • Year Built: 2021
Details
  • Builder: Universal Homes Inc.

Community & HOA

Community
  • Subdivision: Granville
  • Features: Community Spa Htd, Community Pool Htd, Tennis Court(s), Racquetball, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Granville
  • HOA Amenities: Unknown
  • HOA Fee: $179.69
  • HOA Frequency: $Quarterly
Location
  • Region: Prescott Valley

Financial Details

  • Price per Sqft: $287.14
  • Tax Annual Amount: $2719
  • On Market Date: 2025-02-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $235,907 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $235,907!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$338,093
Your Cash$235,907
Total Purchase Price:$574,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,542/mo
Traditional @ 7.15%
$2,540/mo
You save $998/month ($11,974/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1070380

Listing From: paar

Last updated: 2025-04-30T04:01:23.000Z

© , paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,542 /mo
$2,449 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $235,907 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $235,907!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$338,093
Your Cash$235,907
Total Purchase Price:$574,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,542/mo
Traditional @ 7.15%
$2,540/mo
You save $998/month ($11,974/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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