Bobi Hernandez

Bobi Hernandez

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$1,274,990

($728,837 down)
VA

5621 Ashland Avenue, San Diego, CA 92120

3
2
1,724 sqft
PITI Monthly
$4,753.17 /mo

Listing courtesy of: Kevin Scott, eXp Realty of Greater Los Angeles, Inc.

Assumed Rate

5.22%
7.15%

Principal & Interest

$3,125 /mo
$3,835 /mo

What's Special

REMODELED
LOCATION
SPACIOUS
MODERN
HARDWOOD FLOORS
GRANITE COUNTERTOPS
FIREPLACE
VAULTED CEILINGS
PATIO
SAFE
COZY

Situated on a community-oriented horseshoe street, with minimal street traffic, prepare to fall for this Del Cerro gem! This timeless beauty blends classic mid-century charm with modern updates and pride of ownership. Set back from the street, the home boasts fantastic curb appeal with a curved driveway, stacked stone accents, and drought-tolerant landscape. Inside, you’ll find warm tongue-and-groove vaulted ceilings, refinished hardwood floors, Milgard windows, skip-troweled walls, updated central AC and water heater (both updated March 2024), and solar with high speed EV charging capability. The sunken living room offers a cozy ambiance with a dual-sided stone fireplace and oversized picture windows that flood the space with natural light. The spacious kitchen features granite countertops, a skylight, recessed lighting, abundant cabinetry, and a built-in office nook—perfect for working from home. All bedrooms feature designer-style carpet (with hardwood floor still underneath), and a whole-house fan helps keep things cool on summer days. The stylishly remodeled bathroom is a showstopper with floor-to-ceiling polished porcelain tile, a travertine accent wall, cultured marble vanity, and a beautifully tiled shower. Situated on a spacious and usable 9,600 sq ft lot, step outside to your backyard — an entertainer’s dream! A stamped concrete patio sits just off the kitchen, ideal for barbecues and gatherings. The lower yard includes a curved retaining wall, fruit trees, and plenty of space for your vision to come to life. Additional features include Hunter Douglas Duette shades on all windows, and a prime location near highly rated Hearst Elementary (within the Patrick Henry cluster), Windmill Farms local grocer, SDSU, and Del Cerro Park (inquire for pool membership access). Quick access to Hwy 8 and all that San Diego has to offer. The neighborhood has it all, including a Fourth of July bike parade, Easter egg hunt, Memorial Day block party, and an amazing and safe Halloween.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.22
Remaining Loan Term
27 years, 5 months
Monthly PITI
$4,753.17/mo
Estimated Loan Balance
$546,899
Cash to close
$728,837
Interest Paid
$75,191

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: DiningRoom, GasStarter, LivingRoom, MultiSided
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1957
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Del Cerro
  • Features: StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $739.55
  • Tax Annual Amount: $15937.4
  • On Market Date: 2025-05-16T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $728,837 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $728,837!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$546,153
Your Cash:$728,837
Total Purchase Price:$1,274,990

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$3,125/mo
Traditional @ 7.15%
$3,978/mo
You save $853/month ($10,237/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25102300

Listing From:

Last updated: 2025-05-16T16:57:31.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$3,125 /mo
$3,835 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $728,837 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $728,837!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$546,153
Your Cash:$728,837
Total Purchase Price:$1,274,990

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$3,125/mo
Traditional @ 7.15%
$3,978/mo
You save $853/month ($10,237/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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