Bobi Hernandez

Bobi Hernandez

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$459,900

($378,496 down)
FHA

8140 Torrente Way, Sacramento, CA 95823

3
2
1,217 sqft
PITI Monthly
$791.26 /mo

Listing courtesy of: Nadia Zierke, Coldwell Banker Realty

Assumed Rate

3.91%
7.15%

Principal & Interest

$543 /mo
$777 /mo

What's Special

REMODELED
SHOPPING
DINING
SPACIOUS
MOVE-IN READY
MODERN
BREAKFAST NOOK
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
COZY

Beautifully Updated 3-Bedroom Home in Mesa Grande. Move-in ready 3-bedroom, 2-bath home in the sought-after Mesa Grande neighborhood and top-rated Elk Grove School District. This light-filled home features vaulted ceilings, a cozy fireplace, and an updated kitchen with modern finishes and a breakfast nook with backyard access. The spacious primary suite includes vaulted ceilings, dual sinks, and a walk-in closet. Additional upgrades include fresh interior paint, remodeled kitchen and baths, laminate and tile flooring, dual-pane laminated windows, an inside laundry room, and an attached 2-car garage. Enjoy outdoor living in the beautifully designed backyard with a large, covered patio featuring lighting, a ceiling fan, and a TV. The outdoor kitchen area includes a mini fridge, sink, and bar seatingjust add your grill! A custom firepit area makes it perfect for relaxing or entertaining year-round. Conveniently located near parks, top-rated schools, shopping, dining, and a nearby light-rail station, this home combines peaceful suburban living with excellent access to all that Elk Grove and Sacramento have to offer. Don't miss this incredible opportunity - schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.91
Remaining Loan Term
17 years, 2 months
Monthly PITI
$791.26/mo
Estimated Loan Balance
$82,335
Cash to close
$378,496
Interest Paid
$50,035

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central, Fireplace(s)
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas Log, Other
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $377.9
  • Tax Annual Amount: $
  • On Market Date: 2025-04-29T04:40:02.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $378,496 (82%)
You can enter any amount below - secondary financing will cover the difference if needed.
82%
$

You cover the entire equity of $378,496!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.91% Sellers Rate
$81,404
Your Cash:$378,496
Total Purchase Price:$459,900

Assumed vs Traditional Mortgage

Assumed @ 3.91%
$543/mo
Traditional @ 7.15%
$806/mo
You save $263/month ($3,151/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225053632

Listing From: MLS Metrolist

Last updated: 2025-04-30T16:40:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.91%
7.15%

Principal & Interest

$543 /mo
$777 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $378,496 (82%)
You can enter any amount below - secondary financing will cover the difference if needed.
82%
$

You cover the entire equity of $378,496!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.91% Sellers Rate
$81,404
Your Cash:$378,496
Total Purchase Price:$459,900

Assumed vs Traditional Mortgage

Assumed @ 3.91%
$543/mo
Traditional @ 7.15%
$806/mo
You save $263/month ($3,151/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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