Bobi Hernandez

Bobi Hernandez

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$499,000

($173,445 down)
VA

9021 Napa Valley Way, Sacramento, CA 95829

3
2
1,255 sqft
PITI Monthly
$1,756.69 /mo

Listing courtesy of: Rachael A Bauer, Keller Williams Realty

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,590 /mo
$2,449 /mo

What's Special

SPACIOUS
PATIO
LANDSCAPED

Welcome to Vintage Park! This 3 bed, 2 bath home sits on a quiet, neighborly street and is full of opportunity. With key upgrades already in placelike dual-pane windows, interior paint, and landscaped backyardit's a solid foundation to build on. The spacious yard with an oversized patio cover, plus epoxy garage floors and storage shed, offer both function and charm. Whether you're looking for your first home or a smart investment, this property is ready for your finishing touches. Add value with cosmetic updates and watch it shine!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.31
Remaining Loan Term
25 years, 2 months
Monthly PITI
$1,756.69/mo
Estimated Loan Balance
$327,620
Cash to close
$173,445
Interest Paid
$55,177

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Frame, Wood, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Wood Burning
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Back Yard, Fenced
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Sewer Connected
  • Water Source: Water District, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Frame, Wood, Wood Siding
  • Roof: Tile
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Vintage Park East 02
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $397.61
  • Tax Annual Amount: $
  • On Market Date: 2025-04-28T02:52:45.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $173,445 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $173,445!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$325,555
Your Cash$173,445
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,590/mo
Traditional @ 7.15%
$2,540/mo
You save $950/month ($11,404/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225052336

Listing From: MLS Metrolist

Last updated: 2025-04-29T04:30:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,590 /mo
$2,449 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $173,445 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $173,445!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$325,555
Your Cash$173,445
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,590/mo
Traditional @ 7.15%
$2,540/mo
You save $950/month ($11,404/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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